I'm here to help you through the process. If you have any questions or concerns, contact me:
Stephen Gallo
Stephen Gallo
Branch Manager | MLO
NMLS# 205469
Cell: (732) 239-6221
Fax: (732) 931-3344
Aceland Mortgage, LLC
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Do's and Don'ts during the home loan process
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DO keep all existing credit card accounts open
DON'T MAX OUT or overcharge existing credit cards
DO maintain your current job/employment (if a job change is unavoidable, contact us)
DON'T make any large deposits into any of your bank accounts
DO continue to make your rent or mortgage payments
DON'T make any large purchases, such as a car, appliances, etc.
DO pay off collections, tax liens, or judgements
DON'T co-sign for a loan or credit with another borrower
DO stay current on your existing credit and loan accounts
DON'T apply for new credit or loans of any kind
DO contact us if you are considering any decisions that may impact your financial picture
Stephen Gallo | Aceland Mortgage, LLC
16 Emerson Street - East Brunswick NJ, 08816

Aceland Mortgage, LLC, NMLS# 1896199 (www.nmlsconsumeraccess.org)
This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. Restrictions and conditions may apply. Terms, rates, data, programs, information and conditions are subject to change without notice, and may not be available in all areas.
Licensed Correspondent Residential Mortgage Lender in NJ (by the NJ Department of Banking and Insurance). Equal Housing Opportunity Lender. When and if acting as a broker, Aceland Mortgage LLC will not make commitments or fund mortgage loans. We are licensed in NJ, FL, CT, PA, TX, & PR